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Investing - Theory, News & General • Re: When do alternatives make sense?
Alternatives can be helpful, especially as noted earlier, with the introduction of lower cost ETFs and mutual funds. Strategies, as mentioned above, managed futures, equity market neutral, etc., can...
View ArticleInvesting - Theory, News & General • Re: International (Non-US) versus US...
Hi Bogleheads - I had the most intense and crazy experience earlier today. I was buying additional shares of funds in our investment portfolio.International is underweight and underperforming yet...
View ArticleInvesting - Theory, News & General • Re: Is it better to withdraw monthly...
Taxwise, you get one tax statement at the end of the year (actually in the following January/ early February). The IRS doesn't know or care if your transactions happened in early January or late...
View ArticleInvesting - Theory, News & General • Re: IRS announces new 401k limits...
I knew about the catch-up contributions going to Roth. One of the reasons I'm baffled that Fidelity is dragging their feet with updating their prototype Self-Employed 401(k) plan.Statistics: Posted by...
View ArticleInvesting - Theory, News & General • Re: My New Retirement Thinking: LMP...
TIPS have a downside floor in deflation, and inflation and deflation are not equally likely.I didn't raise deflation, I only mentioned it because another poster brought it up.I don't know if the...
View ArticleInvesting - Theory, News & General • Re: Adjusting 4% SWR
William Bengen, who first articulated the 4% rule, suggested in Conserving Client Portfolios During Retirement, Part IVAllow withdrawals to increase during a bull market, but to not more than 25...
View ArticleInvesting - Theory, News & General • Re: I dont understand buybacks. Do you?
Buybacks are 1) flexible unlike dividends which shareholders hate to see decrease and 2) a way to reward shareholders without income tax impacts of dividends.and 3.) a way to camouflage the fact that...
View ArticleInvesting - Theory, News & General • Re: ETFs as "the source of...
Another recommendation for Levine's newsletter: I've been reading it, or his columns at Bloomberg, since sometime shortly after the financial crisis. Finance is full of complex issues, and people are...
View ArticleInvesting - Theory, News & General • Re: Financial podcasts
White Coat Investor. Not a doctor but doesn't matter for most of what is coveredStatistics: Posted by MBB_Boy — Sat Nov 02, 2024 8:48 pm
View ArticleInvesting - Theory, News & General • Re: Managed Futures Improve performance
Very helpful post, thanks. I'm still hoping for a passive index MF ETF with a TER below 0.5.So you don't think single manager/fund risk is a thing to be worried about in the MF space?The passive fund...
View ArticleInvesting - Theory, News & General • Re: Lifecycle Investing - Leveraging...
Yes that was true during the episode a few weeks ago.Also, I would concede that broker margin requirements and rules are not necessarily indicate of investors' optimal positioning for risk and...
View ArticleInvesting - Theory, News & General • Instead of SWR, why don't we do what...
During the BH conference, I learned that endowments are taking a totally different approach to their sustainable withdrawals.Instead of SWR method, which is taking a certain percentage and adding an...
View ArticleInvesting - Theory, News & General • Re: Instead of SWR, why don't we do...
Economic theory indeed suggests that something like this endowment approach is optimal. Seehttps://en.wikipedia.org/wiki/Merton%27 ... io_problemIt does require a willingness to adjust consumption in...
View ArticleInvesting - Theory, News & General • Re: Why is determining a withdrawal...
Evolution and adaptation are essential.Pick a withdrawl method and model assumptions, use it until it no longer makes sense. Then evolve and adapt. Repeat as needed.Statistics: Posted by Jeepergeo —...
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Investing - Theory, News & General • Re: For Over-Savers: Now what?
Seems $1M per person for Elder care (age 90 and above) is not overkillIs that enough? I have heard quarter million per person per yearThat would kill me! Statistics: Posted by Wannaretireearly — Sun...
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Investing - Theory, News & General • Re: International (Non-US) versus US...
I always enjoy your points, (and perhaps the language you assemble to make them, even more )Going with your comparisons.... perhaps the answer as always rests in the question of "is this time...
View ArticleInvesting - Theory, News & General • Re: Can expats still invest in VTSAX?
Apologies if I'm posting this in wrong forum section.We do have the Non-US Investing subforum. Your thread is OK either here or there. But if you've decided you would prefer to move the thread there,...
View ArticleInvesting - Theory, News & General • Re: Filling the TIPS gap years with...
Hpothetically, for every $10K of 2035s I buy, about 5/6 (approx. $8333) would come from sale of 2034s and about 1/6 (approx. $1667) would come from sale of 2040s. If the value of 2034s and 2040s...
View ArticleInvesting - Theory, News & General • Re: Cash is a terrible long-term...
Those arguing that MMF have lousy long term returns relative to nominal bonds should take a look at VGLT, Vanguard's Long Term Treasury ETF. Its current principal value is more than 5% less than it...
View ArticleInvesting - Theory, News & General • Re: Vanguard to Exit Individual...
I received the email below from AscensusYour distribution request from your retirement account has been received and will be submitted for processing. Look for email updates on the status of this...
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