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Investing - Theory, News & General • Re: Vanguard moving to Ascensus
... The pain for me is that I would have to now switch from Vanguard mutual funds to similar Fidelity/Schwab mutual funds that do the same thing as the ones I currently have in Vanguard. So now, in...
View ArticleInvesting - Theory, News & General • Re: Annuity concerns with Bermuda...
Reinsurance of annuities abroad may pose risks to investors, especially in the absence of effective regulatory controls. The need for additional oversight and protection to prevent such situations is...
View ArticleInvesting - Theory, News & General • Re: 30 Year Inflation-Protected...
Hello OP,It's a somewhat of a significant risk, it's 30 years out. 30 years ago were you worried about CPI inflation or portfolio growth?It is @ 1/6 of your portfolio that would need to be held to...
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Investing - Theory, News & General • Re: 2.25% Initial Withdrawal...
Excellent OP. Anything you would have done differently?Sounds like you are in a fantastic position in retirement, financially and non financially.Congrats! I would have invested in low cost index...
View ArticleInvesting - Theory, News & General • Re: "Obvious" Market...
We are BH followers and did not sell at recent market highs. But market has since gone down 5% and technical analysts clearly see more market downturn. How do we still stay the course with obvious...
View ArticleInvesting - Theory, News & General • Re: Tax Loss Harvesting 101
This explains things well:https://fairmark.com/investment-taxatio ... ent-stock/Statistics: Posted by QBoy — Mon Apr 22, 2024 6:03 am
View ArticleInvesting - Theory, News & General • Re: Vanguard Customer Service...
IMHO, first-hand information is more reliable than “surveys”.thanks again.Here’s a bunch of non-statistical first hand experiences with multiple...
View ArticleInvesting - Theory, News & General • Re: Vanguard to Exit Individual...
Hey Ascensus doesn't sound too bad compared to Employee Fiduciary who used to be recommended around here for employer plans.https://www.employeefiduciary.com/401k-plan-pricingIf you can make Fidelity,...
View ArticleInvesting - Theory, News & General • Re: International (Non-US) versus US...
Don't think that adding this to the Wiki is merited at this point. Per the OP, thread ostensibly set out to list arguments supporting US or Non-US. That is a laudable goal, but don't think it's...
View ArticleInvesting - Theory, News & General • Re: Vanguard Letter on revoking...
I'm getting a similar warning when I log on: "Act now to receive your fund report alerts via e-delivery". I've been doing e-delivery since it was first available (decades?)This is not my first...
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Investing - Theory, News & General • Re: I Bonds Mega Thread (I Bond...
There's really no point in pushing the deadline.Let's say the money to purchase them is sitting in a MM earning 5%. The interest lost between buying on the 25th and the 30th is $7 (for a $10K...
View ArticleInvesting - Theory, News & General • Re: Tesla Stock Skyrocketed After...
I think the stock was excessively beaten down recently, a P/E of 33 is a bargain for a young tech company. Still, I would gladly see it go private at $200 a share so I worry even less about the...
View ArticleInvesting - Theory, News & General • Question on index fund capital gains...
Hello Everyone,Thanks for taking time to read my question.I am trying to understand how capital gains are calculated on index funds. My plan is to invest couple of hundred bucks in FXAIX or VTSAX for...
View ArticleInvesting - Theory, News & General • Re: Question on index fund capital...
Actually, capital gains = current price of the fund - price of the fund when purchasedEach time you make a purchase it will be treated as its own "lot" with a date and purchase price. That purchase...
View ArticleInvesting - Theory, News & General • Re: Reporter doing story on bad...
I would appreciate less attention and press on BDR conversions. Congress nearly axed the BDR scheme them last year.Statistics: Posted by snackdog — Wed Apr 24, 2024 6:40 am
View ArticleInvesting - Theory, News & General • Re: Question about ETF bid-ask spreads
Imagine that you have $10,000 that you would like to use to buy an ETF.ETF A is priced at $50 per share and is trading with a bid-ask spread of $0.01.ETF B is priced at $100 per share and is also...
View ArticleInvesting - Theory, News & General • Re: Total Portfolio Allocation and...
What I've done is just put that amount of money as a legacy requirement and it seems to work fine. Is there a more elegant way to achieve this though?ScubaHogg,Great questions. I have been thinking...
View ArticleInvesting - Theory, News & General • Re: Muni bond etf outlook for 2024...
I own some VCLAX. Dividends set to re-invest automatically. Still trying to ride out the loss in value from Fed policy changes. Reluctant to sell and take the loss. Maybe it recovers over...
View ArticleInvesting - Theory, News & General • Re: Low future us stock market returns
OP,Your individual portfolio return will not be the same as the stock market return. So, this is only of interest from theoretical point of view.I am counting on my 60/40 portfolio with rebalancing to...
View ArticleInvesting - Theory, News & General • Re: Uncovering Hidden Real Estate...
There's really no way to know. Major companies like amazon both own and lease commercial real estate, warehouses, offices, data centers. Although amazon doesn't seek to be in the landlord business as...
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