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Investing - Theory, News & General • Re: Why all the IRMAA angst?
There are multiple tiers. Non-irmaa Part B premium is $174.70/month in 2024. The first (lowest) IRMAA tier is $244.60/month. Quite a jump.$840/yrIs that practically imortant?Right, that's exactly what...
View ArticleInvesting - Theory, News & General • Re: The Final, Definitive Thread on...
OK, so I opened a Webull account and my assets transferred in. Perhaps some kind Boglehead can point me to where I can see the basis of my ETFs? I spent a long time looking. Thanks.If your on your...
View ArticleInvesting - Theory, News & General • Re: What convinced you that you...
Bogleheads:My grandfather was a multi-millionaire invested in his own investment trust (now called mutual fund) stocks. He died a bankrupt after the 1929 stock market crash.Best wishes.TaylorJack...
View ArticleInvesting - Theory, News & General • Re: Modified versions of HFEA with...
Hi all,I've been reading about (m)HFEA for a few months, and have recently started to implement it. I would like to hear some thoughts on my plan. I'm a good candidate for leverage, I think: young...
View ArticleInvesting - Theory, News & General • Re: New tool for building a TIPS ladder
New aspect to the TIPS ladder calculator which quickly answers questions like: If I want $25k income, inflation protected, for the next 25 years, how much do I need to buy the TIPS?If I have $400,000...
View ArticleInvesting - Theory, News & General • Re: MTUM? [Momentum]
One of the most-believed-in factors is value. Unfortunately, value and momentum have negative correlation, so they fight against each other. If you have decided not to invest in value, then you are...
View ArticleInvesting - Theory, News & General • Re: HSA Bank eliminating investment...
because then I can do a rollover without a fee or just pay one $25 fee to HSA Bank to move and close the account. If I transfer from Schwab to Fidelity, Schwab charges a fee and then I'd have to pay...
View ArticleInvesting - Theory, News & General • Re: Why all the IRMAA angst?
Luckily, I was able to empty our tax-deferred accounts before RMDs would have started. That's one of many potential "problems" I've already taken care of.Its a definitely "psychological/personal" win;...
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Investing - Theory, News & General • Re: International (Non-US) versus US...
He says 30 to 11 over 14 years explains the poor returns.Now I say, it dropped to 17 by 2011, so most of the valuation drop happened in the first 18 months, and there hasn't been that much change in...
View ArticleInvesting - Theory, News & General • Re: Taxation of Treasury bills,...
This IS a complicated topic IMNSHO. Otherwise this thread wouldn't have nearly 1,200 posts.If you want to understand this topic sufficiently to do your own taxes, you'll need to get intimate with Pub...
View ArticleInvesting - Theory, News & General • Re: Bob Brinker Host Of Money Talk...
I'm so sorry to hear this, as well. I hadn't listened to him in years, but he had been somebody I'd listen to in the background and learn about personal finance and investing by osmosis. When I did...
View ArticleInvesting - Theory, News & General • Re: The Diversification Playbook:...
Looking at sector funds or individual stocks may make sense if one knows (or has a view on) future returns: if you know which asset will outperform, then only buy that asset. No one knows which assets...
View ArticleInvesting - Theory, News & General • Re: Vanguard to Exit Individual...
DrivenToSucces$ - I agree we need 100% certainty on this issue. It would be great if we could get this in writing. But Ascensus knows they are taking on solo 401K folks from Vanguard. They must have a...
View ArticleInvesting - Theory, News & General • Re: Do bonds have less of a...
In 2022, stocks and bonds both fell, bonds falling a bit less than stocks. This is why a lot of folks here got disillusioned with bonds as a diversifier to stocks. 2022 was an outlier, most often...
View ArticleInvesting - Theory, News & General • Re: Roth IRA for Kids vs. Custodial...
even Mozart waited until he was 5 to start composing. Your kid must be really ambitious.Statistics: Posted by arcticpineapplecorp. — Sat Aug 24, 2024 8:35 pm
View ArticleInvesting - Theory, News & General • Re: The Final, Definitive Thread on...
For anybody looking to chisel even more of a bonus out of Wells Fargo:There's currently an offer on their web page for $300 for new qualifying checking accounts; as I read it qualification mostly...
View ArticleInvesting - Theory, News & General • Re: Now that long TIPS yields have...
I see things differently.My point in this thread was to explore the market timing of TIPS purchases--more especially, timing the liquidation of other fixed income funds in favor of long TIPS.I have no...
View ArticleInvesting - Theory, News & General • Re: Replacing Bonds with T-Bills in...
Sure, it can be more relaxing to be deprived of any decisionmaking power, but I don't like it.One of the primary benefits of bonds is their ability to diversify equities portfolios. Treating bonds as...
View ArticleInvesting - Theory, News & General • Re: HSA Bank eliminating investment...
Hi All. It seems folks are doing different things to address this but the easiest appears to be opening a Fidelity HSA and transferring completely out of Schwab and into Fidelity, and then...
View ArticleInvesting - Theory, News & General • Re: Should I be concerned about...
Rules aside, the bigger problem is that such an outsized and unprecedented percentage of "Total Market" and S&P 500 funds are comprised of a tiny handful of companies, the "Magnificient 7."That 's...
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