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Investing - Theory, News & General • Re: Do you diversify beyond stocks...
15% of our portfolio is gold, both in bullion and ETFs. 35% in stocks and 50% in high-quality US Treasury debt (Bills, Notes, I-Bonds & TIPS). Though not an investment per se, I consider our paid...
View ArticleInvesting - Theory, News & General • VTI Puts over Bonds
What do folks here think of selling puts over VTI for income generation/rebalancing over bonds ? I was looking at Jan'2025 VTI puts and even 200 strike which is close to 30% drop in 6 months timeframe...
View ArticleInvesting - Theory, News & General • Re: VTI Puts over Bonds
To me there's no comparison, the two positions have a completely different risk profile.Think through what you’re going to think/feel/do as the market starts dropping and the cost to buy out the...
View ArticleInvesting - Theory, News & General • Re: What individual stock has...
I never think of it being like one individual stock, but groups or sectors of companies that happen to pay us a dividend. Usually once a month or so I'll take what ever loot we have from a combination...
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Investing - Theory, News & General • Re: Im 73 and confused about AA
I am a 73 year old retiree, confused about asset allocation. I have looked at the tables , and the Boglehead recommendation. But everywhere there are diffrent ideas and percentages. It gets very very...
View ArticleInvesting - Theory, News & General • Re: How retirees actually withdraw
Who defines what a larger than desirable balance is? I have no desire to limit what I leave to my children if I die with a 'larger than desirable balance.'The retiree has to determine that for...
View ArticleInvesting - Theory, News & General • Re: A skeptical take on the Deferred...
I fully agree with you that any approach has to be carefully and compared with the alternatives before drawing any conclusions. My, now slightly mistitled, thread at viewtopic.php?t=433101 has ended...
View ArticleInvesting - Theory, News & General • Re: Hoarding cash
Silver is the poor man's gold.If gold and silver go up 30X to 50X, it is hard to exchange gold for anything. It is easier with silver.KlangFoolA' la' survivalist whackos, my definition of the metals'...
View ArticleInvesting - Theory, News & General • Re: The Deferred Annuity (DIA), Not...
I though I might chip in since my thread over at viewtopic.php?t=433101 has prompted this one.For disclosure, I should point out that I'm a (retired) scientist not an actuary!In the context of this...
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Investing - Theory, News & General • Re: International (Non-US) versus US...
Homer - So what is it in the Ben Carlson Vid with which you don't agree?Well, the ad at the beginning for men's tight pants was a little objectionable... There's apparently only about 6 minutes about...
View ArticleInvesting - Theory, News & General • Re: Dot.Com Era/AI Era?
In my area, we are seeing an indirect effect inasmuch as the suburban areas of Virginia and Maryland seem to be ground zero for data centers. The pollution issues and likely stress on the local power...
View ArticleInvesting - Theory, News & General • Re: Are there unique characteristics...
The organization should have an Investment Policy Statement which the fiduciaries of the organization follow. What does it say?Statistics: Posted by livesoft — Mon Jun 17, 2024 5:36 am
View ArticleInvesting - Theory, News & General • Re: Vanguard to Exit Individual...
Please see this thread from My Solo 401k Financial: https://mysolo401k.net/mycommunity/foru ... y-account/I forgot that I had to do that. My accounts are in my personal dashboard. I used the customize...
View ArticleInvesting - Theory, News & General • Re: Is your long-term goal to stay...
The book reaffirmed our general ethos.In fact, after paying off the mortgage a few years ago, we’ve spent that gap with more travel. Priceless while kids are in the house.Spending money on experiences...
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Investing - Theory, News & General • Re: Can deferred income annuities...
Joint annuity instead of single lifeSo far I have done the analysis assuming the retiree is a 65 year old female. In this post I will change this to a couple, both aged 65 at retirement.Deferred...
View ArticleInvesting - Theory, News & General • Re: What will Bogle's "Common...
I found moving on to reading around the circle of John Bogles financial acquaintances helped expand my knowledge of this interesting investment policy Books by Larry Swedroe,William Bernstein,Rick...
View ArticleInvesting - Theory, News & General • Re: ESG investors: how to start,...
Isn't any ESG fund by definition "active?" Someone has to grade the company on ESG metrics which are arbitrarily selected.Yes it’s very active by definition.Statistics: Posted by BitTooAggressive —...
View ArticleInvesting - Theory, News & General • Re: Rolling deep ITM LEAPS calls on...
The percentages "10-20% in LEAPS" mean nothing; your exposure would depend on which strike price etc. You have to specify your asset allocation in terms of net risk exposure, i.e. for options in delta...
View ArticleInvesting - Theory, News & General • European corporate bond funds vrs...
Hello,Wanted to know if anyone is versed in the performance difference/history between European (ex U.K) and U S. corporate bond funds. Is the corporate 'culture' concernng bonds very different...
View ArticleInvesting - Theory, News & General • Re: Emotional detachment from...
It's interesting that women are accused of being more emotional, but it's always the men who commit suicide when faced with financial ruin. Rather than focusing on Stoicism which in our society would...
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