Investing - Theory, News & General • Re: 80% stocks and 20% cash is...
But why is it better (this is a question) to have a more volatile *portfolio* so that one *piece* of the portfolio is less volatile? I don't see why that is a win.You are right, it’s most definitely...
View ArticleInvesting - Theory, News & General • Re: How should bogleheads take “more...
Add risk that isn't stock market risk.Yeah, ARCNX or maybe VCMDX. Arguably VMNFX.You don't even need to get that fancy.You can take on credit risk via IG/HY.Or boring gold.Statistics: Posted by...
View ArticleInvesting - Theory, News & General • Re: The Final, Definitive Thread on...
WF $2500/$250k for 90 days live again with web link generating bonus code:https://accountoffers.wellsfargo.com/premierupgrade/DOC "Update 10/7/26: Offer is back at this link. If it doesn’t work copy...
View ArticleInvesting - Theory, News & General • Re: PSA: bond market closed, stock...
One of those weird holidays when the bond market is closed but the stock market is open. I had forgotten this, so was surprised to see Oct 9 as the market update date and Oct 13 as the settlement date...
View ArticleInvesting - Theory, News & General • Re: What does the Warren Buffett...
There are articles about Warren Buffetts advice to simply maintain a 90% equities 10% treasury bonds allocation.I am not interested in arguing the merits of his recommendation but rather how would you...
View ArticleInvesting - Theory, News & General • Re: interest rates
My crystal ball is not very good. The war in Iran could end and bond prices drop. Or inflation could go up and rates rise. Or we go into a recession and quantitative easing starts. Or something else,...
View ArticleInvesting - Theory, News & General • Re: No equities allow higher...
That's why you also buy into a tontine.Wish I could!Statistics: Posted by Lawrence of Suburbia — Mon Oct 12, 2026 1:05 am
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Investing - Theory, News & General • Re: submit ?s: Peter Lazaroff on The...
For a future episode of the Bogleheads® on Investing podcast, I'll be interviewing Peter Lazaroff, Chief Investment Officer at Plancorp, host of the Long Term Investor podcast and author of the...
View ArticleInvesting - Theory, News & General • Re: What are these investments?...
Thanks all for your views.Statistics: Posted by worthit — Sun Oct 11, 2026 5:48 pm
View ArticleInvesting - Theory, News & General • Re: I don't understand bond funds
It helps if you can get over the fear of selling some small fraction of your stocks or bonds when they’ve dropped in value from some previous high. It’s easier to just focus on your asset allocation...
View ArticleInvesting - Theory, News & General • Re: What are you up YTD? [Year To Date]
As of Oct-10-2026 16.9% non-boglehead 92:10 retirement accts, 77:23 taxable.Statistics: Posted by fldinvstr — Sat Oct 10, 2026 11:57 pm
View ArticleInvesting - Theory, News & General • Re: The Final, Definitive Thread on...
The RH rep I spoke to declined to offer 3% for non-Webull assets. I'm currently being offered 1% based on their criteria and he quite aggressively said I'm unlikely to get offered a higher percentage...
View ArticleInvesting - Theory, News & General • Re: Yet another retirement planner
Thanks SnowyOwl for the responses!For 1. you are absolutely right. Owl gives you the best any retiree can do. What you are suggesting is Model Predictive Control (MPC) policy as suggested by K....
View ArticleInvesting - Theory, News & General • Re: Long term TIPS real yield at 3%
NUPM posted an answer to that question:viewtopic.php?p=8626010#p8626010That post is speculation, and I'm skeptical of it. If anyone wants to dig deeper, I suggest looking at the fund prospectus and...
View ArticleInvesting - Theory, News & General • Re: Deflation risk with longer term...
When was the last year of annual deflation in the US? Answer: 1954 Relax. 10-20 year overall deflation is not going to happen. The CPI target is around 2.4% and it seemsunlikely to be met. Plus there...
View ArticleInvesting - Theory, News & General • Re: Question about Rising Interest...
Note #1 (Market timing) - I don’t think timing the market is wrong when you are dealing with the present. So if the current rate meets your needs then the timing is right. That is “market timing”...
View ArticleInvesting - Theory, News & General • Re: Bernstein's LMP (Liability...
If you think that's an issue, it's not just a TIPS issue.It impacts Social Security, the Federal Reserve, etc, etc.I did not state it was just a TIPS issue. You can see my response to delamer.I'm...
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Investing - Theory, News & General • Re: Alternative to BND/VBTLX In Tax...
My Question: Was wondering if I could improve performance and reduce volatility in my bond holdings? The 3 bond fund mix I mentioned upthread did better than holding the total bond fund alone. Better...
View ArticleInvesting - Theory, News & General • Re: Money Market Optimizer...
Hey there! I noticed that I no longer see 1-day SEC Yields even with only Fidelity funds selected.The following tickers were recovered. I think that does it:Code:...
View ArticleInvesting - Theory, News & General • Re: "September statements are...
Because reading a statement is urgent?Thanks for asking. Some Vanguard statements have a paragraph about promptly reporting any account discrepancies, or inaccuracies, including unauthorized trading,...
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