Investing - Theory, News & General • Re: why i say the efficient market...
Bogle wrote about it and mentioned that he hadn't yet heard of the efficient market hypothesis at the time he was launching the Vanguard 500 Fund, and that it is a nice-to-have but isn't required to...
View ArticleInvesting - Theory, News & General • Re: Paradigm shifts in investing
One thing I can find fault in in the 3 fund portfolio is the TBM part of it. That did not work out so well in 2022. If you have a long time frame before needing the money, not a big deal but I do see...
View ArticleInvesting - Theory, News & General • why i say the efficient market...
first off, it calls itself a "hypothesis" but scientific hypotheses must be falsifiable so we already know it an imposter.secondly, investors like warren buffett wouldn't exist if they believed the...
View ArticleInvesting - Theory, News & General • Re: Decrease in 2026 dividends -...
Distributions from the Vanguard Total International Stock Index Fund are notoriously volatile and difficult to forecast. Like you, I've noticed the huge % drop in distributions this year compared to...
View ArticleInvesting - Theory, News & General • Re: ID.me Trouble at TreasuryDirect....
As was mentioned she can authorize you to transact in her account from your log in. If this is authorized now, I think she won't have an immediate need for id.me, since you can then manage the account...
View ArticleInvesting - Theory, News & General • Re: Treasury Direct [and other...
I have an IDme for IRS. Today I tried logging into Treasury Direct (TD) with that login and it, i.e. TD, is asking me to create a new account..After I entered all the information TD says there exists...
View ArticleClik here to view.
Investing - Theory, News & General • Re: Individual Stock Confession
what do you think?I think I am glad that I adopted index investing sooner rather than later. And that I am appreciative of Forum members, like you, who are so generous with sharing their insights....
View ArticleInvesting - Theory, News & General • Re: Why the 30-day T-bill earns its...
Classical finance requires a risk-free rate as a benchmark against which the return on risk can be measured. Can’t price risk effectively without a zero-risk foil.In, for example, the Sharpe ratio, or...
View ArticleInvesting - Theory, News & General • Re: Risk in buying MYGA rated less...
I am cautious and dipping toes in with insurers rated A+ or higher. I am curious about buying MYGAs from lower-rated carriers (B++ or lower) and want to understand the risks. I'm looking to understand...
View ArticleInvesting - Theory, News & General • Re: Vanguard Flagship Tier still...
A VG rep told me yesterday that VG is planning to add services or benefits for Flagship level customers soon — including a dedicated rep who can serve as a single point of contact for the customer’s...
View ArticleInvesting - Theory, News & General • Re: Where to invest cash you don't...
SO..... I would think the best plan for cash you might need by early 2028 but not before would be to buy TIPS maturing in early 2028.CorrectStatistics: Posted by dogagility — Fri Sep 18, 2026 7:13 pm
View ArticleInvesting - Theory, News & General • Re: Fund selling at discount to NAV
The primary reason is the fixed share count. CEFs have no mechanism by which they can create or redeem new shares at NAV like ETFs so their prices are mainly a function of what the buyers and sellers...
View ArticleInvesting - Theory, News & General • Re: What's up (or down) with TIPS?
I saw Kevin's reply yesterday to wiscpack65 question about "unrealized loss on existing TIPS" (which I also have) in this thread where Kevin said "it has nothing to do with gain/loss, since I hold...
View ArticleInvesting - Theory, News & General • Re: Annuity concerns with Bermuda...
Some more info on insurers holding private equity:https://www.insurancebusinessmag.com/us ... 78168.aspxThat also notes a considerable increase in the use of ABS in lieu of corporate bonds and...
View ArticleInvesting - Theory, News & General • Re: If speculative return goes to...
I think you are digging in a very large field with a very small shovel.There are many ways to calculate P/E. They will all vary by Geography, Industry, looking backwards, looking forwards, other...
View ArticleInvesting - Theory, News & General • Re: Purchasing MYGAs (multi year...
Blueprint Income vs Immediate Annuities For those who have done business with both companies, did you notice any significant differences? I've purchased 3 MYGAs over the last few years via Immediate...
View ArticleInvesting - Theory, News & General • Sorting Treasuries in Excel
Downloaded positions from these brokerages are in different forms. In order to sort Treasuries by maturity date, I have been using these Excel formulas:BROKERAGE. DOWNLOADED DESCRIPTION CALCULATED...
View ArticleInvesting - Theory, News & General • Re: Dr. Dahle's (The White Coat...
his blog/site have greatly declined over the years in terms of pushing products that are more beneficial to him personally than they are to investors.Which years did you think were the "golden ones"...
View ArticleInvesting - Theory, News & General • Re: Can someone please explain...
Just buy 100 shares of AAPL, AMZN, GOOGL or NVDA and sell your own calls way cheaper than a .60 expense rate. Just go out 30-45 days at ,20 delta or below. Done. These are stocks you want to own, and...
View ArticleClik here to view.
Investing - Theory, News & General • Re: Expected Treasury rate hike...
For reference, here is how the yield on 10-year Treasuries has moved over the last 10 years. Looks pretty difficult to predict what's going to happen in the future.Statistics: Posted by rkhusky — Wed...
View Article
![ONEW – KAKERA -Unmei no Piece- – EP [iTunes Plus M4A]](http://is1-ssl.mzstatic.com/image/thumb/Music221/v4/d0/fb/86/d0fb86a5-ba60-4bea-41fb-7f54c125f518/VEATP-45908.jpg/296x296bb.webp)
