Investing - Theory, News & General • Re: The Final, Definitive Thread on...
tastytrade has a new $2k bonus for $100k deposit (no IRAs, 12 month hold)Statistics: Posted by pm5987 — Mon Oct 05, 2026 11:17 pm
View ArticleInvesting - Theory, News & General • Re: Treasury Direct [and other...
ID.me seems problematc lately. I registers years ago and recall the process wasm't all that difficult. You would submit a photo ID as an image and then verify using your smart phone camera. Afterward...
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Investing - Theory, News & General • Re: What's up (or down) with TIPS?
My oh my, the clearance sale continues. Starting to feel like November 2008 in the stock market: Buy! Buy long TIPS now! Buy!I see that I've bought some TIPS, in varying amounts, every trading day...
View ArticleInvesting - Theory, News & General • Re: Has anyone worked with a...
First, yes we used a local Fidelity Consultant. Our initial consultant was superb!! He gauged what we interested in and understood our penchant for the Bogleheads' philosophy. He became as much of a...
View ArticleInvesting - Theory, News & General • Re: SPIA Timing & SECURE 2.0...
Thank you all. Jan 1 2027 for buying a SPIA..Therefore, your RMD for 2027 will not be affected by the SPIA purchase, and the 12/312026 value of your IRA will determine your entire RMD.Later in 2027...
View ArticleInvesting - Theory, News & General • Re: TIPS Fund's Protection Expiration
I think my understanding only applies when dividends are not reinvested. When dividends are not reinvested and inflation increases costs, those cost increases are permanent unless there is...
View ArticleInvesting - Theory, News & General • Re: From TINA to TIGA
That may be all true, although buying bonds at 4.5% and 5% yield last year is yet to work in my favor, as they have now gone to 5.5% and 6% almost, and I am down -10% I think YTD on price. Although...
View ArticleInvesting - Theory, News & General • Re: Total Bond Market Index Fund --...
2026 seems to have a very unusual occurrence.Will 2026 have the second worst performance for BND or a total bond market index fund?2022 was the worse at -13.25.This year it's -2.7.1994- third worse...
View ArticleInvesting - Theory, News & General • Re: Long term TIPS real yield at 3%
I have a lazy question: Are dividends from LTPZ deductible from state-level taxes?They're taxable as ordinary income in most states.Statistics: Posted by pascalwager — Sun Oct 04, 2026 10:57 pm
View ArticleInvesting - Theory, News & General • Re: Purchasing MYGAs (multi year...
I see Oxford, 8 yr, CA, Traditional IRA, A rated, 10% withdrawl, 6.45%. Sounds good, I am leaning towards going for it this week with 200K of my IRA money. I have two questions- The Oxford document...
View ArticleInvesting - Theory, News & General • Re: Let's Play Fill in the Blank...
How is this actionable for you?Are you trying to determine a beta to justify a 90:10 AA?Statistics: Posted by id0ntkn0wjack — Sun Oct 04, 2026 8:10 pm
View ArticleInvesting - Theory, News & General • Re: Money market funds vs Bond funds
over decades i have happily relied on the tsp g fund, money market funds, the bond portion of the wellington fund, u.s. ee and i savings bonds, cd and myga. it’s odd that i never did well with, and...
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Investing - Theory, News & General • Re: Short-Term TIPS Funds
I have been using ICPI as a cash holding vehicle at Schwab since it has higher returns than SHV or SGOV/VBIL.As you've noted, between the two of us, we're holding down the fort on ICPI (and for me...
View ArticleInvesting - Theory, News & General • Re: What are you up YTD? [Year To Date]
At the end of the month September, my portfolio is up 14.01%. All equity. Roughly 63/37 US/Ex-US. Lost over 2% in September.Statistics: Posted by Metsfan91 — Sat Oct 03, 2026 11:10 pm
View ArticleInvesting - Theory, News & General • Re: Annuity concerns with Bermuda...
It just makes me question whether the interest rate is worth the risk.Is this offshore annuity situation eerily similar to the S&Ls? I wasn't there but have a relative who knew people who lost...
View ArticleInvesting - Theory, News & General • Re: Bond Bear Market?
What would be your response to someone that says that if a safer investment now offers a return sufficient to meet the objective, i.e. TIPS, why should I continue taking equity risk? Put taxes aside...
View ArticleInvesting - Theory, News & General • Re: Did Bogle have any opinion on...
Principle dwelling real estate is an inferior investment, compared with equities, on a total return basis over a period of time. The inferior total return is further made worse by real estate's...
View ArticleInvesting - Theory, News & General • Re: I Bonds Mega Thread (I Bond...
With my oldest bond turning 12 months old today, I started the liquidation process of them all. It's only four of them, which means even the oldest is within the 5-year, give up 3 months of interest...
View ArticleInvesting - Theory, News & General • Re: Treasury Direct [and other...
This morning was my first time logging in since the changeover. I already had an ID.me account so that wasn't an issue for me. I liked it better than the previous log in, and a lot better than the...
View ArticleInvesting - Theory, News & General • Re: Has anyone worked with a...
I use a free Fidelity FA. He calls 2x per yr to check in and we usually only meet by phone once a year. I use all the Fidelity online tools for portfolio analysis and retirement planning so he can see...
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