Investing - Theory, News & General • Re: Treasury Direct [and other...
If one has a joint owner (and ID.me registered) with transaction rights it is a non-issue for current holdingsStatistics: Posted by LuvBogle — Sun Sep 27, 2026 9:05 pm
View ArticleInvesting - Theory, News & General • Re: TSP G fund and Dodge and Cox...
If an investment grade bond index fund buys the investment grade bonds of a company that goes on to increase in value by 1000% they get nothing extra in return. They just get the interest on the bond...
View ArticleClik here to view.
Investing - Theory, News & General • Re: Prospects of VCLAX (CA LT muni...
I take this thread, and a lot of expert opinions above, as. Sign to buy more of the CA LT muni bond fund I’d take 4.25% completely tax free now. (Have a small position today)It depends on what one is...
View ArticleInvesting - Theory, News & General • Re: Buying TIPS vs. Treasuries when...
I guess I scared away respondents.Well my answer to the question is that:if you do not expect unexpected inflation,and the BEI is 10-20bps higher than the actual expected inflation (as a result of the...
View ArticleInvesting - Theory, News & General • Re: MYGA followed by SPIA, versus a DIA
I would lean towards using MYGAs and usually something on the 5 yr or less time frame since you never know how interest rates will go. If you die while owning an MYGA your heirs should get the money....
View ArticleInvesting - Theory, News & General • Re: TIPS Ladder Manager web app
Sorry Kevin if I'm no understanging correctly but all I did was go into tipsladder.com and select "Build" and then manually add the rungs of my ladder (one per year starting in 2035) and delete the...
View ArticleInvesting - Theory, News & General • Re: What's up (or down) with TIPS?
Be still my heart. Kid in a candy store. Catnip for retirees. Pick your metaphor, what a two day stretch in the bond markets! Picked up '51s at 3.16% yesterday, and today oh my, a big gulp of '54s at...
View ArticleInvesting - Theory, News & General • Re: Bond fund risk, which is higher
Duration or Quality (grading of holdings)? And by risk, I mean which is most likely to result in a lower total return over time. Both things have an increased risk factor when increased in the case of...
View ArticleInvesting - Theory, News & General • Re: US debt purchases by sovereign...
This seems to be fairly recent, 2026-07, (same source), but HTML: https://ticdata.treasury.gov/resource-c ... able5.htmlDoesn't provide any segmented information on TIPS. Just T-bills and the...
View ArticleInvesting - Theory, News & General • Re: A look at VTI's long term...
The author of the article appears to be affiliated with 247wallst.com. The quality of the content is on par with other articles I’ve seen associated with that site.It's almost like he woke up and said...
View ArticleInvesting - Theory, News & General • Re: Why Bonds EVER when you have TIPS?
Please illuminate me as to why tips doesn’t squeeze out the need for bonds?TIPS offer a valuable guarantee for preserving real purchasing power, but they aren't necessary or desirable for every...
View ArticleInvesting - Theory, News & General • Re: Total Portfolio Allocation and...
I've been running an AA of 50/50 for my portfolio, which I thought was moderately conservative however TPAW gives me an aggressive level of 15 when the AA is calculated to 50/50. If I use a low...
View ArticleInvesting - Theory, News & General • Re: Who experienced terrible SORR?
I would love to hear from anyone who retired and suffered a really bad SORR problem. Before the dotcom bubble, or 2008? I'd like to hear how it turned out, what you learned and what advice you would...
View ArticleInvesting - Theory, News & General • Re: Efficient Market Hypothesis...
In my response to you, I provided a link to discussion on necessary and sufficient from a logics course. You may find it helpful.In brief, sufficient is a (wholly included) subset of necessary. As...
View ArticleInvesting - Theory, News & General • Re: Has anyone worked with a...
Fidelity will give advice and will help you with planning to a certain extent. What I did was put my information into their retirement planning tool so that the Advisor could see it. I did get some...
View ArticleInvesting - Theory, News & General • Re: Micron is the largest holding in...
M*/CRSP indices are reconstituted 4x/year. You can read about the methodology here if interested:https://indexes.morningstar.com/docs/ru ... FS00009VTKSee page 27 and the discussion of...
View ArticleInvesting - Theory, News & General • Re: Options besides Vanguard PAS
You could also try PlanVision.Thanks for the suggestion. I understand they use eMoney, which is one of the platforms AI suggested I look at as well as Income Lab. Understand access to either software...
View ArticleInvesting - Theory, News & General • Re: Purchasing MYGAs (multi year...
AM Best announced a three step downgrade of the A-CAP companies, from B to C+, with the companies still on negative outlook. The rationale listed in the press release sounds pretty dire....
View ArticleInvesting - Theory, News & General • Re: Have you switched brokerages...
I closed my taxable Vanguard brokerage account a few years ago when I created an estate plan with an estate planning attorney. Vanguard doesn’t permit transfer on death (TOD) for their taxable...
View ArticleInvesting - Theory, News & General • Re: Vanguard Flagship Tier still...
I know nothing about Flagship status, past or present. I do know that we have a personal VG rep who has at times been quite helpful. It seems that this happens automatically if your household accounts...
View Article
